US5.com
  1. Home
  2. States
  3. ZIP 53401
  4. Housing & Real Estate
,

ZIP 53401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53401

Median Home Value
$99,300
Median Rent
$837
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$638/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53401, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $638. That sits below the local median household income ($39,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.9%-37% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$99,300
Home Value
$837
Rent
1955
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.9%
  • 1-unit attached3.6%
  • 2-9 units33.4%
  • 10+ units28.9%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,300
Median rent$837
Owner-occupied40.9%
Vacant12.9%
Price-to-income2.5x
Est. income to buy$27,000