ZIP Code 53528 — Cross Plains village, WI Demographics & Data

ZIP code 53528 covers Cross Plains, WI in Dane County with a population of about 6,282.

At a glance, the area shows median age of 42.3 versus a U.S. median of about 38.9.

It sits in telephone area code 608; U.S. House district WI-2; the MADISON media market.

Median household income in ZIP 53528 is about $104,068 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.3%; unemployment rate near 0.9%; 44.8% of adults with a bachelor’s degree or higher (about 11.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $424,800 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,179 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 77.8% (about 12.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 53528 in Cross Plains, WI, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,729. That is roughly in line with the local median household income ($104,068). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cross Plains village, WI as Relatively Moderate (composite score 93.9), which is among the highest nationally. The strongest component scores on US5 are flood (94.3) and wildfire (60.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cross Plains village, WI show little to no average snow and around 39.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 366 for ZIP 53528 (Cross Plains village, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.