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Deerfield village, WI

ZIP 53531 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53531

Median Home Value
$334,400
Median Rent
$893
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,148/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53531 in Deerfield village, WI, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,148. That sits below the local median household income ($105,156), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
1.2%-89% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
22.9%-40% vs US avg
x
$334,400
Home Value
$893
Rent
1983
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached6.2%
  • 2-9 units9.5%
  • 10+ units2.5%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$334,400
Median rent$893
Owner-occupied83.7%
Vacant1.2%
Price-to-income3.2x
Est. income to buy$92,000