ZIP Code 53540 — Gotham CDP, WI Demographics & Data

ZIP code 53540 covers Gotham, WI in Richland County with a population of about 129.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 608; U.S. House district WI-3; the MADISON media market.

Median household income in ZIP 53540 is about $54,167 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.9%; unemployment rate near 18.1%; 4.2% of adults with a bachelor’s degree or higher (about 29.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Food services; a mean commute of about 59.0 minutes (U.S. average near 26.8).

Median home value is about $112,500 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $775 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 51.8% (about 13.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 53540 in Gotham, WI, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. That sits below the local median household income ($54,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gotham CDP, WI as Relatively Low (composite score 51.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (62.9) and wildfire (14.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gotham CDP, WI show little to no average snow and around 34.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 53540 (Gotham CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.