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Madison city, WI

ZIP 53716 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53716

Median Home Value
$325,400
Median Rent
$1,138
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,090/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53716 in Madison city, WI, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,090. That is roughly in line with the local median household income ($89,225). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
8.9%-31% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
29.9%-22% vs US avg
x
$325,400
Home Value
$1,138
Rent
1965
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached3.4%
  • 2-9 units10.8%
  • 10+ units12.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$325,400
Median rent$1,138
Owner-occupied71.8%
Vacant3.6%
Price-to-income3.6x
Est. income to buy$90,000