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Madison city, WI

ZIP 53718 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53718

Median Home Value
$328,500
Median Rent
$1,453
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,110/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53718 in Madison city, WI, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,110. That is roughly in line with the local median household income ($94,899). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.9%-10% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
10.6%-79% vs US avg
x
Mortgage-Free
23.2%-39% vs US avg
x
$328,500
Home Value
$1,453
Rent
2005
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.5%
  • 1-unit attached7.4%
  • 2-9 units9.6%
  • 10+ units38.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$328,500
Median rent$1,453
Owner-occupied58.9%
Vacant3.7%
Price-to-income3.5x
Est. income to buy$90,000