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New Richmond city, WI

ZIP 54017 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54017

Median Home Value
$301,900
Median Rent
$974
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,939/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54017 in New Richmond city, WI, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,939. That sits below the local median household income ($99,804), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.4%+15% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
90.9%+5% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
2.3%-66% vs US avg
x
Rent Burden >30%
15.2%-69% vs US avg
x
Mortgage-Free
25.4%-33% vs US avg
x
$301,900
Home Value
$974
Rent
1991
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.0%
  • 1-unit attached7.0%
  • 2-9 units10.3%
  • 10+ units6.8%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$301,900
Median rent$974
Owner-occupied75.4%
Vacant3.8%
Price-to-income3.0x
Est. income to buy$83,000