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Seymour city, WI

ZIP 54165 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54165

Median Home Value
$232,200
Median Rent
$739
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,492/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54165 in Seymour city, WI, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,492. That sits below the local median household income ($88,135), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.7%+19% vs US avg
x
Vacancy Rate
1.8%-83% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
6.3%-57% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
17.8%-64% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$232,200
Home Value
$739
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached5.4%
  • 2-9 units9.7%
  • 10+ units3.5%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$232,200
Median rent$739
Owner-occupied77.7%
Vacant1.8%
Price-to-income2.6x
Est. income to buy$64,000