US5.com
  1. Home
  2. States
  3. Wisconsin
  4. ZIP 54440
  5. Housing & Real Estate
Hatley village, WI

ZIP 54440 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54440

Median Home Value
$201,100
Median Rent
$700
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,292/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54440 in Hatley village, WI, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,292. That sits below the local median household income ($84,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
87.3%+0% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$201,100
Home Value
$700
Rent
1980
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.3%
  • 1-unit attached0.6%
  • 2-9 units2.1%
  • 10+ units0.2%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$201,100
Median rent$700
Owner-occupied89.5%
Vacant10.9%
Price-to-income2.4x
Est. income to buy$55,000