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Owen city, WI

ZIP 54460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54460

Median Home Value
$156,700
Median Rent
$544
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,007/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54460 in Owen city, WI, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,007. That sits below the local median household income ($65,260), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.3%+27% vs US avg
x
Vacancy Rate
9.1%-11% vs US avg
x
Broadband Access
73.5%-16% vs US avg
x
4+ Bedrooms
7.6%-48% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
48.7%+27% vs US avg
x
$156,700
Home Value
$544
Rent
1964
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.6%
  • 1-unit attached0.0%
  • 2-9 units4.6%
  • 10+ units1.4%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,700
Median rent$544
Owner-occupied83.3%
Vacant9.1%
Price-to-income2.4x
Est. income to buy$43,000