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Vesper village, WI

ZIP 54489 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54489

Median Home Value
$174,700
Median Rent
$650
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,122/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54489 in Vesper village, WI, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,122. That sits below the local median household income ($61,845), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
52.1%+36% vs US avg
x
$174,700
Home Value
$650
Rent
1971
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.6%
  • 1-unit attached2.9%
  • 2-9 units3.4%
  • 10+ units0.5%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,700
Median rent$650
Owner-occupied82.0%
Vacant3.5%
Price-to-income2.8x
Est. income to buy$48,000