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Lac du Flambeau CDP, WI

ZIP 54538 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54538

Median Home Value
$271,300
Median Rent
$365
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,743/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

61.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54538 in Lac du Flambeau CDP, WI, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,743. That is about 50% above the local median household income ($49,915), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 55% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.6%+10% vs US avg
x
Vacancy Rate
55.3%+437% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
63.5%+66% vs US avg
x
$271,300
Home Value
$365
Rent
1981
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.2%
  • 1-unit attached0.8%
  • 2-9 units1.7%
  • 10+ units2.4%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$271,300
Median rent$365
Owner-occupied71.6%
Vacant55.3%
Price-to-income5.4x
Est. income to buy$75,000