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, WI

ZIP 54540 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54540

Median Home Value
$223,800
Median Rent
$571
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,438/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54540 in WI, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,438. That is roughly in line with the local median household income ($63,438). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 69% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.8%+36% vs US avg
x
Vacancy Rate
69.2%+572% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
13.5%-73% vs US avg
x
Mortgage-Free
62.1%+63% vs US avg
x
$223,800
Home Value
$571
Rent
1978
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.6%
  • 1-unit attached1.3%
  • 2-9 units1.6%
  • 10+ units0.8%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,800
Median rent$571
Owner-occupied88.8%
Vacant69.2%
Price-to-income3.5x
Est. income to buy$62,000