ZIP Code 54654 — Seneca CDP, WI Demographics & Data

ZIP code 54654 covers Seneca, WI in Crawford County with a population of about 150.

At a glance, the area shows median age of 50.4 versus a U.S. median of about 38.9.

It sits in telephone area code 608; U.S. House district WI-3; the LA CROSSE - EAU CLAIRE media market.

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 3.2%; 29.2% of adults with a bachelor’s degree or higher (about 4.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 54.0 minutes (U.S. average near 26.8).

Median home value is about $79,600 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.5% (about 33.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54654 in Seneca, WI, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $511. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Seneca CDP, WI as Relatively Low (composite score 46.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.1) and wildfire (13.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Seneca CDP, WI show little to no average snow and around 37.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 54654 (Seneca CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.