ZIP Code 54827 — Cornucopia CDP, WI Demographics & Data

ZIP code 54827 covers Cornucopia, WI in Bayfield County with a population of about 314.

At a glance, the area shows median age of 63.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the DULUTH - SUPERIOR media market.

Cornucopia, WI fits a retirement-oriented profile (high share of residents 65+ (45.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 54827 is about $83,750 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.1%; unemployment rate near 3.9%; 57.8% of adults with a bachelor’s degree or higher (about 24.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Arts and entertainment, and Utilities; about 35.3% of workers reporting work-from-home (about 20.1 points above the U.S. share (15.2%)); a mean commute of about 77.0 minutes (U.S. average near 26.8).

Median home value is about $250,000 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54827 in Cornucopia, WI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,606. That sits below the local median household income ($83,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cornucopia CDP, WI as Very Low (composite score 35.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (33.5) and wildfire (17.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cornucopia CDP, WI show little to no average snow and around 32.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 54827 (Cornucopia CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.