ZIP Code 54862 — undefined, WI Demographics & Data

ZIP code 54862 covers WI in Sawyer County with a population of about 313.

At a glance, the area shows median age of 50.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the DULUTH - SUPERIOR media market.

Median household income in ZIP 54862 is about $64,375 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 1.6%; 17.5% of adults with a bachelor’s degree or higher (about 16.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 17.2% of workers reporting work-from-home (about 2.0 points above the U.S. share (15.2%)); a mean commute of about 144.0 minutes (U.S. average near 26.8).

Median home value is about $195,000 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.7% (about 29.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54862 in WI, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,253. That sits below the local median household income ($64,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WI as Relatively Low (composite score 74.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (62.1) and wildfire (17.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WI show little to no average snow and around 35.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 54862 (WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.