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Turtle Lake village, WI

ZIP 54889 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54889

Median Home Value
$230,300
Median Rent
$757
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,479/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54889 in Turtle Lake village, WI, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,479. That sits below the local median household income ($71,951), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+17% vs US avg
x
Vacancy Rate
27.4%+166% vs US avg
x
Broadband Access
81.8%-6% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
9.9%-80% vs US avg
x
Mortgage-Free
40.4%+6% vs US avg
x
$230,300
Home Value
$757
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.9%
  • 1-unit attached3.3%
  • 2-9 units4.3%
  • 10+ units4.7%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$230,300
Median rent$757
Owner-occupied76.2%
Vacant27.4%
Price-to-income3.2x
Est. income to buy$63,000