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Scandinavia village, WI

ZIP 54977 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54977

Median Home Value
$242,900
Median Rent
$867
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,560/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54977 in Scandinavia village, WI, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,560. That sits below the local median household income ($75,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.6%+40% vs US avg
x
Vacancy Rate
18.7%+82% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
3.8%-44% vs US avg
x
Rent Burden >30%
1.9%-96% vs US avg
x
Mortgage-Free
33.7%-12% vs US avg
x
$242,900
Home Value
$867
Rent
1984
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.1%
  • 1-unit attached0.8%
  • 2-9 units4.7%
  • 10+ units0.0%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$242,900
Median rent$867
Owner-occupied91.6%
Vacant18.7%
Price-to-income3.2x
Est. income to buy$67,000