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Columbus city, MN

ZIP 55025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55025

Median Home Value
$385,800
Median Rent
$1,244
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,478/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55025 in Columbus city, MN, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,478. That is roughly in line with the local median household income ($95,993). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$385,800
Home Value
$1,244
Rent
1989
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.7%
  • 1-unit attached10.5%
  • 2-9 units3.9%
  • 10+ units17.4%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$385,800
Median rent$1,244
Owner-occupied74.0%
Vacant4.7%
Price-to-income4.0x
Est. income to buy$106,000