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Shoreview city, MN

ZIP 55126 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55126

Median Home Value
$366,400
Median Rent
$1,434
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,354/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55126 in Shoreview city, MN, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,354. That is roughly in line with the local median household income ($109,017). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.6%+23% vs US avg
x
Vacancy Rate
2.7%-74% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
23.6%-53% vs US avg
x
Mortgage-Free
41.6%+9% vs US avg
x
$366,400
Home Value
$1,434
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.4%
  • 1-unit attached20.1%
  • 2-9 units1.7%
  • 10+ units17.8%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$366,400
Median rent$1,434
Owner-occupied80.6%
Vacant2.7%
Price-to-income3.4x
Est. income to buy$101,000