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Dayton city, MN

ZIP 55327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55327

Median Home Value
$486,500
Median Rent
$1,288
Affordability Snapshot
$134,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,125/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55327 in Dayton city, MN, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,125. That is roughly in line with the local median household income ($133,721). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Newer development area (21% built after 2014)

Owner Occupied
94.0%+44% vs US avg
x
Vacancy Rate
2.4%-77% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
9.9%-33% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
20.8%+201% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
23.1%-39% vs US avg
x
$486,500
Home Value
$1,288
Rent
1998
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.1%
  • 1-unit attached0.7%
  • 2-9 units0.9%
  • 10+ units1.4%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$486,500
Median rent$1,288
Owner-occupied94.0%
Vacant2.4%
Price-to-income3.6x
Est. income to buy$134,000