US5.com
  1. Home
  2. States
  3. Minnesota
  4. ZIP 55374
  5. Housing & Real Estate
Rogers city, MN

ZIP 55374 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55374

Median Home Value
$438,000
Median Rent
$1,466
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,814/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55374 in Rogers city, MN, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,814. That sits below the local median household income ($152,239), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
1.9%-82% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
16.1%+8% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
5.7%-17% vs US avg
x
Rent Burden >30%
10.3%-79% vs US avg
x
Mortgage-Free
15.4%-60% vs US avg
x
$438,000
Home Value
$1,466
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached9.4%
  • 2-9 units0.8%
  • 10+ units10.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$438,000
Median rent$1,466
Owner-occupied89.5%
Vacant1.9%
Price-to-income2.9x
Est. income to buy$121,000