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Minnetrista city, MN

ZIP 55375 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55375

Median Home Value
$395,600
Median Rent
$975
Affordability Snapshot
$109,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,541/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55375 in Minnetrista city, MN, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,541. That sits below the local median household income ($136,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
95.7%+46% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
28.4%+92% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
3.7%-47% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
23.6%-38% vs US avg
x
$395,600
Home Value
$975
Rent
1998
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached8.1%
  • 2-9 units2.9%
  • 10+ units1.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$395,600
Median rent$975
Owner-occupied95.7%
Vacant8.7%
Price-to-income2.9x
Est. income to buy$109,000