ZIP Code 55613 — undefined, MN Demographics & Data

ZIP code 55613 covers MN in Cook County with a population of about 250.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Median household income in ZIP 55613 is about $74,688 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.0%; unemployment rate near 0.0%; 28.9% of adults with a bachelor’s degree or higher (about 4.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Construction; about 4.8% of workers reporting work-from-home (about 10.4 points below the U.S. share (15.2%)); a mean commute of about 120.0 minutes (U.S. average near 26.8).

Median home value is about $293,300 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 99.0% (about 33.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55613 in MN, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,884. That is roughly in line with the local median household income ($74,688). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MN as Very Low (composite score 11.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (79.6) and flood (19.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MN show little to no average snow.

IRS migration statistics show a net inflow of about 18 for ZIP 55613 (MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.