ZIP Code 55749 — undefined, MN Demographics & Data

ZIP code 55749 covers MN in Carlton County with a population of about 539.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

MN reads as a military / base-oriented community on US5’s intent model (elevated veteran share (21.9%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 55749 is about $82,530 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 21.2%; 13.3% of adults with a bachelor’s degree or higher (about 20.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Food services, and Manufacturing; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 170.0 minutes (U.S. average near 26.8).

Median home value is about $217,400 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.2% (about 25.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55749 in MN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,397. That sits below the local median household income ($82,530), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MN as Relatively Low (composite score 70.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (64.0) and wildfire (41.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MN show little to no average snow.

IRS migration statistics show a net inflow of about 38 for ZIP 55749 (MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.