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, MN

ZIP 55781 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 55781

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for MN as Relatively Low (composite score 76.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.4) and wildfire (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
76.7
Flood risk
75.4
Wildfire risk
44.8
Earthquake risk
3.0
Tornado risk
28.1
Winter weather risk
60.3
Hail risk
53.9

Climate & Weather in ZIP Code 55781

Climate normals for MN show little to no average snow. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
3b
Annual Snow Days
0
Annual Precipitation
0 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone3b
Annual precip (in)0
Snow days0
Broadband access87.6%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index76.7
Flood risk (NRI)75.4
Wildfire risk (NRI)44.8
IRS net migration60