ZIP Code 55796 — Winton city, MN Demographics & Data

ZIP code 55796 covers Winton, MN in Lake County with a population of about 113.

At a glance, the area shows median age of 62.6 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Winton, MN fits a retirement-oriented profile (high share of residents 65+ (43.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 55796 is about $56,429 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 5.0%; 26.8% of adults with a bachelor’s degree or higher (about 6.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Construction, and Education; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 50.0 minutes (U.S. average near 26.8).

Median home value is about $95,000 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $617 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 78.3% (about 12.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55796 in Winton, MN, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $610. That sits below the local median household income ($56,429), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Winton city, MN as Very Low (composite score 33.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (62.3) and flood (29.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Winton city, MN show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 8 for ZIP 55796 (Winton city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.