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Rushford Village city, MN

ZIP 55971 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55971

Median Home Value
$225,100
Median Rent
$598
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,446/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55971 in Rushford Village city, MN, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,446. That sits below the local median household income ($81,146), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
12.8%-74% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$225,100
Home Value
$598
Rent
1976
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached4.7%
  • 2-9 units6.7%
  • 10+ units3.5%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$225,100
Median rent$598
Owner-occupied80.3%
Vacant9.8%
Price-to-income2.8x
Est. income to buy$62,000