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Belle Plaine city, MN

ZIP 56011 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56011

Median Home Value
$296,400
Median Rent
$1,168
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,904/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56011 in Belle Plaine city, MN, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,904. That sits below the local median household income ($99,628), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.5%+31% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
11.9%-20% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
15.4%-69% vs US avg
x
Mortgage-Free
28.5%-25% vs US avg
x
$296,400
Home Value
$1,168
Rent
1995
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.5%
  • 1-unit attached5.7%
  • 2-9 units5.4%
  • 10+ units3.9%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$296,400
Median rent$1,168
Owner-occupied85.5%
Vacant3.0%
Price-to-income3.0x
Est. income to buy$82,000