US5.com
  1. Home
  2. States
  3. Minnesota
  4. ZIP 56101
  5. Housing & Real Estate
Windom city, MN

ZIP 56101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56101

Median Home Value
$171,900
Median Rent
$586
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,104/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56101 in Windom city, MN, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,104. That sits below the local median household income ($71,354), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
11.3%+10% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
9.2%-82% vs US avg
x
Mortgage-Free
50.6%+33% vs US avg
x
$171,900
Home Value
$586
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached5.3%
  • 2-9 units9.6%
  • 10+ units4.6%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,900
Median rent$586
Owner-occupied74.2%
Vacant11.3%
Price-to-income2.4x
Est. income to buy$47,000