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Bingham Lake city, MN

ZIP 56118 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 56118

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Bingham Lake city, MN as Very Low (composite score 27.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (32.6) and flood (30.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
27.7
Flood risk
30.9
Wildfire risk
32.6
Earthquake risk
10.0
Tornado risk
42.8
Winter weather risk
78.4
Hail risk
75.2

Climate & Weather in ZIP Code 56118

Climate normals for Bingham Lake city, MN show little to no average snow and around 31.7 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
5a
Annual Snow Days
0
Annual Precipitation
31.74 in
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone5a
Annual precip (in)31.74
Snow days0
Broadband access81.0%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index27.7
Flood risk (NRI)30.9
Wildfire risk (NRI)32.6
IRS net migration36