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Clinton city, MN

ZIP 56225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56225

Median Home Value
$107,000
Median Rent
$481
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$687/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56225 in Clinton city, MN, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $687. That sits below the local median household income ($68,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 40% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
40.1%+289% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
10.4%-29% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
75.3%+97% vs US avg
x
$107,000
Home Value
$481
Rent
1961
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.2%
  • 1-unit attached0.2%
  • 2-9 units6.0%
  • 10+ units5.4%
  • Mobile home & other11.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,000
Median rent$481
Owner-occupied80.7%
Vacant40.1%
Price-to-income1.6x
Est. income to buy$29,000