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Maynard city, MN

ZIP 56260 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56260

Median Home Value
$154,000
Median Rent
$543
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$989/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56260 in Maynard city, MN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $989. That sits below the local median household income ($72,813), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
91.8%+5% vs US avg
x
4+ Bedrooms
11.5%-22% vs US avg
x
Built Pre-1939
11.7%-9% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
13.7%-72% vs US avg
x
Mortgage-Free
58.8%+54% vs US avg
x
$154,000
Home Value
$543
Rent
1948
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.1%
  • 1-unit attached0.0%
  • 2-9 units4.9%
  • 10+ units0.0%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,000
Median rent$543
Owner-occupied76.7%
Vacant3.5%
Price-to-income2.1x
Est. income to buy$42,000