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Porter city, MN

ZIP 56280 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56280

Median Home Value
$169,000
Median Rent
$659
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,086/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56280 in Porter city, MN, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,086. That sits below the local median household income ($74,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.8%+22% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
7.1%-86% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$169,000
Home Value
$659
Rent
1938
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.5%
  • 1-unit attached0.8%
  • 2-9 units0.0%
  • 10+ units1.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$169,000
Median rent$659
Owner-occupied79.8%
Vacant13.7%
Price-to-income2.3x
Est. income to buy$47,000