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Dalton city, MN

ZIP 56324 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56324

Median Home Value
$246,700
Median Rent
$631
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,585/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56324 in Dalton city, MN, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,585. That sits below the local median household income ($79,219), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.4%+41% vs US avg
x
Vacancy Rate
30.5%+197% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
40.5%+6% vs US avg
x
$246,700
Home Value
$631
Rent
1976
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.7%
  • 1-unit attached0.1%
  • 2-9 units3.1%
  • 10+ units0.0%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,700
Median rent$631
Owner-occupied92.4%
Vacant30.5%
Price-to-income3.1x
Est. income to buy$68,000