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Dent city, MN

ZIP 56528 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56528

Median Home Value
$319,800
Median Rent
$900
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,054/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56528 in Dent city, MN, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,054. That is roughly in line with the local median household income ($80,667). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 60% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
59.9%+482% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
7.3%-85% vs US avg
x
Mortgage-Free
53.2%+39% vs US avg
x
$319,800
Home Value
$900
Rent
1985
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.7%
  • 1-unit attached0.1%
  • 2-9 units0.3%
  • 10+ units0.0%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$319,800
Median rent$900
Owner-occupied86.8%
Vacant59.9%
Price-to-income4.0x
Est. income to buy$88,000