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Beaulieu CDP, MN

ZIP 56557 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56557

Median Home Value
$121,100
Median Rent
$522
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$778/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56557 in Beaulieu CDP, MN, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $778. That sits below the local median household income ($53,077), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.8%+4% vs US avg
x
Vacancy Rate
17.5%+70% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
59.7%+56% vs US avg
x
$121,100
Home Value
$522
Rent
1971
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.9%
  • 1-unit attached0.2%
  • 2-9 units6.3%
  • 10+ units10.6%
  • Mobile home & other7.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,100
Median rent$522
Owner-occupied67.8%
Vacant17.5%
Price-to-income2.3x
Est. income to buy$33,000