ZIP Code 56575 — Pine Point CDP, MN Demographics & Data

ZIP code 56575 covers Pine Point, MN in Becker County with a population of about 647.

At a glance, the area shows median age of 58.2 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the FARGO - VALLEY CITY media market.

Pine Point, MN fits a retirement-oriented profile (high share of residents 65+ (36.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 56575 is about $55,673 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.4%; unemployment rate near 12.1%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 15.2% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 156.0 minutes (U.S. average near 26.8).

Median home value is about $268,800 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $261 (about 78% below the U.S. median rent ($1,163)), and owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56575 in Pine Point, MN, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,727. That is about 33% above the local median household income ($55,673), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pine Point CDP, MN as Very Low (composite score 37.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (77.2) and flood (52.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pine Point CDP, MN show little to no average snow.

IRS migration statistics show a net inflow of about 46 for ZIP 56575 (Pine Point CDP, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.