ZIP Code 56629 — undefined, MN Demographics & Data

ZIP code 56629 covers MN in Koochiching County with a population of about 220.

At a glance, the area shows median age of 53.7 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Median household income in ZIP 56629 is about $83,438 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 7.4% of adults with a bachelor’s degree or higher (about 26.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Agriculture; about 6.8% of workers reporting work-from-home (about 8.4 points below the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $217,900 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.3% (about 12.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56629 in MN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,400. That sits below the local median household income ($83,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MN as Very Low (composite score 31.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (52.3) and wildfire (33.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MN show little to no average snow and around 27.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 56629 (MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.