ZIP Code 56681 — Squaw Lake city, MN Demographics & Data

ZIP code 56681 covers Squaw Lake, MN in Itasca County with a population of about 294.

At a glance, the area shows median age of 56.0 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Squaw Lake, MN fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 56681 is about $54,375 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 12.3%; 13.4% of adults with a bachelor’s degree or higher (about 20.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 21.4% of workers reporting work-from-home (about 6.2 points above the U.S. share (15.2%)); a mean commute of about 70.0 minutes (U.S. average near 26.8).

Median home value is about $177,100 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $219 (about 81% below the U.S. median rent ($1,163)), and owner-occupancy near 73.1% (about 7.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56681 in Squaw Lake, MN, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,138. That is roughly in line with the local median household income ($54,375). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Squaw Lake city, MN as Relatively Low (composite score 76.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.4) and wildfire (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Squaw Lake city, MN show little to no average snow.

IRS migration statistics show a net inflow of about 21 for ZIP 56681 (Squaw Lake city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.