ZIP Code 56729 — Halma city, MN Demographics & Data

ZIP code 56729 covers Halma, MN in Kittson County with a population of about 123.

At a glance, the area shows median age of 34.8 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-7; the FARGO - VALLEY CITY media market.

Median household income in ZIP 56729 is about $71,250 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.7%; unemployment rate near 0.0%; 23.0% of adults with a bachelor’s degree or higher (about 10.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Finance and insurance; about 2.9% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 68.0 minutes (U.S. average near 26.8).

Median home value is about $205,000 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.5% (about 30.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56729 in Halma, MN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,317. That sits below the local median household income ($71,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Halma city, MN as Very Low (composite score 4.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (74.5) and flood (13.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Halma city, MN show little to no average snow and around 22.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 56729 (Halma city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.