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Dell Rapids city, SD

ZIP 57022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57022

Median Home Value
$293,800
Median Rent
$819
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,887/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57022 in Dell Rapids city, SD, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,887. That sits below the local median household income ($100,595), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
15.3%+3% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
13.2%-74% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$293,800
Home Value
$819
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.3%
  • 1-unit attached2.1%
  • 2-9 units11.8%
  • 10+ units1.6%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,800
Median rent$819
Owner-occupied82.6%
Vacant3.7%
Price-to-income2.9x
Est. income to buy$81,000