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Parker city, SD

ZIP 57053 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57053

Median Home Value
$255,400
Median Rent
$705
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,641/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57053 in Parker city, SD, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,641. That sits below the local median household income ($92,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
7.2%-52% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
12.8%-74% vs US avg
x
Mortgage-Free
43.0%+13% vs US avg
x
$255,400
Home Value
$705
Rent
1971
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.1%
  • 1-unit attached1.6%
  • 2-9 units5.9%
  • 10+ units3.2%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$255,400
Median rent$705
Owner-occupied79.0%
Vacant6.8%
Price-to-income2.8x
Est. income to buy$70,000