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Tea city, SD

ZIP 57064 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57064

Median Home Value
$330,800
Median Rent
$960
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,125/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57064 in Tea city, SD, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,125. That sits below the local median household income ($104,351), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+26% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
17.8%+20% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
6.2%-10% vs US avg
x
Rent Burden >30%
3.8%-92% vs US avg
x
Mortgage-Free
17.5%-54% vs US avg
x
$330,800
Home Value
$960
Rent
2000
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.9%
  • 1-unit attached5.0%
  • 2-9 units11.4%
  • 10+ units3.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$330,800
Median rent$960
Owner-occupied82.1%
Vacant4.9%
Price-to-income3.2x
Est. income to buy$91,000