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Valley Springs city, SD

ZIP 57068 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57068

Median Home Value
$251,500
Median Rent
$836
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,616/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57068 in Valley Springs city, SD, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,616. That sits below the local median household income ($107,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.4%+31% vs US avg
x
Vacancy Rate
1.4%-87% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
13.4%-9% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
5.4%-89% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$251,500
Home Value
$836
Rent
1974
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.7%
  • 1-unit attached0.3%
  • 2-9 units4.8%
  • 10+ units0.0%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,500
Median rent$836
Owner-occupied85.4%
Vacant1.4%
Price-to-income2.3x
Est. income to buy$69,000