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Clark city, SD

ZIP 57225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57225

Median Home Value
$144,200
Median Rent
$572
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$926/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57225 in Clark city, SD, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $926. That sits below the local median household income ($58,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.9%+25% vs US avg
x
Vacancy Rate
17.2%+67% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
12.2%-17% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
2.9%-59% vs US avg
x
Rent Burden >30%
20.6%-58% vs US avg
x
Mortgage-Free
50.8%+33% vs US avg
x
$144,200
Home Value
$572
Rent
1964
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached0.0%
  • 2-9 units4.3%
  • 10+ units4.5%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,200
Median rent$572
Owner-occupied81.9%
Vacant17.2%
Price-to-income2.5x
Est. income to buy$40,000