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Emery city, SD

ZIP 57332 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57332

Median Home Value
$148,200
Median Rent
$481
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$952/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57332 in Emery city, SD, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $952. That sits below the local median household income ($71,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
91.2%+39% vs US avg
x
Vacancy Rate
6.8%-33% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
15.8%+6% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
8.3%-83% vs US avg
x
Mortgage-Free
53.6%+40% vs US avg
x
$148,200
Home Value
$481
Rent
1940
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.8%
  • 1-unit attached0.7%
  • 2-9 units3.1%
  • 10+ units0.0%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$148,200
Median rent$481
Owner-occupied91.2%
Vacant6.8%
Price-to-income2.1x
Est. income to buy$41,000