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Aberdeen city, SD

ZIP 57401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57401

Median Home Value
$216,300
Median Rent
$673
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,389/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57401 in Aberdeen city, SD, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,389. That sits below the local median household income ($68,183), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.1%-5% vs US avg
x
Vacancy Rate
7.7%-26% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
9.3%-37% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$216,300
Home Value
$673
Rent
1974
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.0%
  • 1-unit attached1.8%
  • 2-9 units14.6%
  • 10+ units20.4%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,300
Median rent$673
Owner-occupied62.1%
Vacant7.7%
Price-to-income3.2x
Est. income to buy$60,000