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ZIP 57402 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 57402

Median Home Value
$191,800
Median Rent
$594
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,232/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 57402, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,232. That sits below the local median household income ($76,503), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
18.6%-63% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$191,800
Home Value
$594
Rent
1975
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached5.1%
  • 2-9 units4.3%
  • 10+ units1.5%
  • Mobile home & other18.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$191,800
Median rent$594
Owner-occupied76.7%
Vacant9.3%
Price-to-income2.5x
Est. income to buy$53,000