ZIP Code 57531 — Draper town, SD Demographics & Data

ZIP code 57531 covers Draper, SD in Jones County with a population of about 84.

At a glance, the area shows median age of 47.5 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Median household income in ZIP 57531 is about $54,000 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.2%; unemployment rate near 0.0%; 34.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Construction; about 30.0% of workers reporting work-from-home (about 14.8 points above the U.S. share (15.2%)); a mean commute of about 21.0 minutes (U.S. average near 26.8).

Median home value is about $57,200 — about 84% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57531 in Draper, SD, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $367. That sits below the local median household income ($54,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Draper town, SD as Very Low (composite score 1.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (70.7) and flood (4.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Draper town, SD show little to no average snow and around 19.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 57531 (Draper town, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.